Start Here – Local direct lenders for installment loans in Long Beach . Quick approval loans from top local California lenders, offering online loans ranging from $1,000 to $25,000. Our network of lenders helps borrowers with good or bad credit. Easy online application for quick approval, see our *disclosures* for specific lending approval guidelines. 
Installment Loans Long Beach California – Direct Lenders – Online Personal Loans
People often turn to payday loans in emergency situations. Unfortunately, these loans come with high interest rates and quick repayment times. When you are considering a short term finance loan, you want to look at multiple options, from cash advance loans, to signature loans from a credit union or bank, which is likely to offer more favorable lending terms. One additional option to consider may be an installment loan, which also can be viewed as a short term based loan the next time you need quick cash. These loans may offer lower interest rates than payday loans and can be paid off over a longer time. California is just one of a handful of states that offers these types of loans.
Applying online is now the most popular way to apply for installment loans in California. Applying for installment loans online streamlines the process, helps avoid long waits in line at loan offices, and gets you your money as quickly as possible. Your lender need to know your banking information, social security number, and driver’s license number. Application for an installment loan is absolutely free. Installment loans in California can vary depending on the lender, your credit score and personal finance situation. California is one of the best places to get an installment loan, due to their borrower friendly loan laws. For example, your maximum loan level will be tied to your income and personal debts, and will hopefully wont be set at a level that you can’t afford.
The interesting thing about installment loans, is that you may even be able to get an installment loan without being employed. However, you need to have some kind of income in order to get the loan. For example, you can get disability or retirement checks to help pay off your installment loan. You can also be self employed, as long as your income is steady enough to make payments.
Some states with installment loans set up a “satisfaction guarantee” period. This period is a grace period that lets you cancel your loan without any penalty, as long as you return all of the money from the loan. California has a 72 hour guarantee period, but you need to verify with the lender before applying to make certain your loan is eligible. Only Texas offers a similarly lengthy period. Most states with installment loans only offer 48 hour satisfaction guarantee periods.
Installment loan repayment plans vary wildly depending by state. Some states ask for the loan to be paid back in three or four months. California is, once again, one of the most forgiving of states for installment loan borrowers. Work with your lender to establish a repayment period that is satisfactory to your personal needs. You can also set the days your payments are due, to correspond with your pay periods.
Installment loan lenders in California offer a variety of methods for making payments. Online payments are available, as are automatic account deductions. The adaptability of installment loans make them the “go to” quick loan type for California borrowers.
Good or bad credit loans for your online finance needs, learn more about specific loan guidelines for Long Beach before you apply for a loan if you have concerns regarding the lender you are working with. Payday and Cash Advance loans are likely to have higher interest charges
Additional Lending Resources For Long Beach California Department Of Finance, Money, Credit Unions, Yahoo Finance, NPR, Finance and Lending CA
Review other options with banks and credit unions in Long Beach
Chase
2240 E Carson St
Long Beach, CA 90807-3043
(562) 997-9230
Security 1 Lending
4127 Norse Way
Long Beach, CA 90808-1532
(562) 420-3739
First Bank
4040 Atlantic Ave
Long Beach, CA 90807-2908
(562) 595-8775
Citi
180 E Ocean Blvd Ste 130
Long Beach, CA 90802-4716
(562) 481-3400
Chase
104 E Sepulveda Blvd
Carson, CA 90745-6301
(310) 513-7050
Chevy Chase Bank
3760 Kilroy Airport Way
Long Beach, CA 90806-2443
(562) 426-6753
Wells Fargo
6290 E Pacific Coast Hwy
Long Beach, CA 90803-4801
(562) 430-3697
Bank Of The West
496 Long Beach Blvd
Long Beach, CA 90802-2436
(562) 432-0730
International City Bank
249 E Ocean Blvd Frnt
Long Beach, CA 90802-4877
(562) 436-9800
Bank Of America
5253 Long Beach Blvd
Long Beach, CA 90805-5807
(562) 624-4570
First Bank
6200 E Pacific Coast Hwy
Long Beach, CA 90803-4867
(562) 494-4009
Wells Fargo
4550 Atlantic Ave
Long Beach, CA 90807-1513
(562) 422-8859
Wells Fargo
6700 E Pacific Coast Hwy Ste 170
Long Beach, CA 90803-4217
(562) 596-9919
US Bank
450 Long Beach Blvd
Long Beach, CA 90802-2436
(562) 435-3218
Unionbank
1900 Atlantic Ave
Long Beach, CA 90806-5502
