Start Here – Local direct lenders for installment loans in Abilene Texas. Online lenders who have options for borrowers with good or bad credit to borrow from $1,000 to $25,000. Easy online application for quick approval, see our *disclosures* for specific lending approval guidelines. 
Installment Loans Abilene Loans Online – Direct Lenders – Personal & Signature Loans
There are many different forms of loans out there in Texas for borrowers who need to borrow money for a short period of time, from consumer cash advance loans to long term personal loans. Some loan programs require collateral, while others do not require collateral or guarantees. One of the most common though is known as an installment loan. Installment loans are basically loans that you pay back over an agreed upon amount of time. This might be just a few months or several years, depending on the loan agreement and the amount of money you have to pay back over the course of the loan. While there are different variables and kinds of installment loans and loan lenders in Texas, it is a good idea to familiarize yourself with these kinds of loans and what it is able to do for you.
Independent Lenders and banks within Texas will generally determine the customers loan amount an corresponding interest rates, which is often based on credit score, although most are not going to deviate far from what the national rate is, in order to still bring in clients. However, banks do not have to accept applicants. It is up to the banks and loan providers inside the state of Texas to determine if an individual qualifies by the bank’s standards. Every bank is going to have its own set of standards, which identifies potential at-risk loan recipients and valuable clients who are more likely to pay a loan back on time.
For starters, some of the most common loans are installment loans. A car loan and a mortgage are both considered installment loans. Personal loans are usually considered an installment loan as well. This is because the loans are paid back over a set amount of time, where the individual who receives the loan must pay back a certain amount of money every single month in the installments. However, the amount f money an individual has to pay back is going to be different, which is exactly why it is so important to look into these variables in order to see how much a Texas loan lender is going to charge and what it is going to require in the long run.
Some of the different variables associated with the installment loans are the length of time, the amount of money obtained and the credit of the borrower. The credit score is often the most important variable associated with the loan. The better an individuals credit score is the lower the interest payment is, which means not only do they have to pay less when it comes to the monthly fees but it is also going to save them a good amount of money over the course of the loan. A loan interest for a mortgage that is one percent lower can eventually save the person thousands of dollars in the long run. The amount of time agreed upon is also going to have an impact on the loan. Usually, a shorter loan amount is going to have a smaller interest rate attached to it as well. If an individual is able to pay back their mortgage over a 10 year span instead of a 30 year span, they are going to be able to cut down drastically on the amount of money they have to pay, which should help them save a good amount, especially when paired with an improved credit score.
Good or bad credit loans for your online finance needs, learn more about specific loan guidelines for Abilene before you apply for a loan if you have concerns regarding the lender you are working with.
Find Online Resources For Consumer Lending In Texas
Department Of Finance Texas, Money, Credit Unions, Yahoo Finance, NPR, Department of Banking
Additional loan options from local banks and credit unions around the Abilene area
Citibank
3409 South 14Th
abilene, tx 79605
(800) 627-3999
Chase
4310 Buffalo Gap Rd 1128 Ste
abilene, tx 79606
(325) 793-9809
Bank America National
234 Commissary Rd
abilene, tx 79607
(325) 690-6220
Compass Bank
4702 S 14th St
abilene, tx 79605
(325) 695-0527
Coleman County State Bank
3118 N 1st St
abilene, tx 79603
(325) 692-8660
First Financial Bank
S 14th and Barrow St
abilene, tx 79605
(325) 627-7800
Merrill Lynch
2 Village Dr Ste 400 Ste 400
abilene, tx 79606
(325) 691-0600
Chase
3250 Rebecca Ln
abilene, tx 79606
(325) 674-3900
Bank of America
525 Chestnut St
abilene, tx 79602
(325) 675-7521
Bank Of America
500 Chestnut St Ste 1001
abilene, tx 79602
(325) 675-7500
Bank of America
2200 S 27Th St
abilene, tx 79605
(325) 690-6200
Citibank
1101 N Judge Ely Blvd
abilene, tx 79601
(325) 673-2383
Bank of America
942 N Judge Ely Blvd
abilene, tx 79601
(800) 432-1000
American State Bank
3002 N 12Th St
abilene, tx 79603
(325) 794-3200
Comerica
1133 N 2nd St Ste 101 Ste 101
abilene, tx 79601
(325) 677-7549
State National Bank
1049 N 3rd St Ste 100
abilene, tx 79601
